Unoccupied Landlords Insurance
No inspections required
No minimum or maximum timescale
No administration or cancellation fee
Why choose our unoccupied landlords insurance?
Inspections
No inspections are required, unlike other policies which often require weekly property inspections.
Flexible
There’s no minimum term on our policies, whether it’s for one day or one year you’ll never pay for longer than you need.
Transparent Pricing
A fixed monthly price with no administration fees and no cancellations fees.
Cover
Standard cover including buildings up to £750K and contents up to £10K.
Protecting Your Investment Property When It's Empty
If you own rental properties, you know that there may be times when your property is unoccupied. Whether you're between tenants, renovating, or waiting for the right buyer, it's crucial to protect your investment during these vacant periods. Landlords unoccupied home insurance is designed specifically to address the unique needs of property owners during such times.
What Is Landlords Unoccupied Home Insurance?
Landlords unoccupied home insurance, also known as vacant property insurance for landlords, is a specialised insurance policy that provides coverage for properties left vacant for an extended period. Unlike standard landlord insurance, which primarily covers rented properties, this type of insurance caters to properties that are temporarily unoccupied.
Coverage During Vacancy:
Traditional landlord insurance policies may reduce coverage or become void when a property is unoccupied for a specified period. Landlords unoccupied home insurance steps in to provide continuous protection.
Property Damage Protection:
Your vacant property can still be exposed to risks such as fire, vandalism, theft, and weather-related damage. This insurance ensures you are financially protected if such incidents occur.
Key Features of Landlords Unoccupied Home Insurance
Flexible Terms:
Policies can be tailored to your specific needs, whether you need short-term coverage during renovations or long-term protection while the property is on the market.
Protection for Investment:
Your property is a valuable investment, and protecting it is crucial to maintaining its value. This insurance helps you preserve your investment even when it's not generating rental income.
When Do You Need Landlords Unoccupied Home Insurance?
There are several scenarios in which landlords unoccupied property insurance becomes essential:
Between Tenants: When one tenant leaves, and you're preparing the property for the next one, your property might be vacant. This is a prime time for coverage.
Renovations: If you're making improvements to your rental property, it may be unoccupied for an extended period. Renovation work can also increase the risk of damage, making insurance even more critical.
Property Sale: When you're selling a vacant rental property, traditional landlord insurance may not provide adequate protection. Landlords unoccupied home insurance can bridge the gap until the property changes hands.
Get Covered
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